My 401k investment options are generally hot garbage, and I’m trying to work out my best method of approximating VT. I don’t particularly want to do a TDF because I have no need for a bond allocation, and even at a 40+ year horizon they hold ~10% bonds.
I’ve got a good market cap weighted ex-US fund, but I don’t have any decent approximation of VTI. I’ve got an sp500 index, but my mid and small cap options are not ideal.
I’ve got a Russell sm/mid cap index that is the Russell 3000 minus the companies in the sp500, market weighted. Ive also got a mid cap growth and a mid cap value, and my only two small cap options are a small cap growth and small cap value.
What’s the best way to approximate VT in a 100% equity portfolio with these funds? How much is the juice worth the squeeze to try to get really close, or would you consider the S&P “close enough” for my US equity portion?