Author compares VTEB's tax-equivalent yield to T-bills and leans toward VTEB.
VTEB — LONG The author compares VTEB's 3.50% yield with a 4-week T-bill at 3.55% and calculates a tax-equivalent yield of 4.22% for VTEB using their 24% federal and 3.99% state tax rates. They argue this makes VTEB the obvious choice over T-bills despite conventional advice that munis are only worthwhile above the 32% bracket. They ask for insight but lean toward VTEB.
It seems like a no brainer to opt for VTEB instead of Tbills.
This Reddit post, published January 07, 2026, features u/Alter_The_Ending discussing VTEB. 1 trade idea extracted by AI with direction and confidence scoring.
Speakers: u/Alter_The_Ending · Tickers: VTEB