I just turned 18 not too long ago and I just got full access to my vanguard investing account. I have around 9k to my name 3k of it in a Roth IRA and around 2k in etfs but the rest is just sitting in a s&p 500 account so basically cash. I need to know want are some safe investments that looking back I’m gonna be like I’m glad I made that and some risky investments. I rly just need ur guys help everyone seems very helpful and informed when I looking through this sub