Hello, I am 20 years old and have about $231 invested in my Roth IRA, all in ETFS (I'm pretty sure atleast). This is my current portfolio, and over the last 10 months my total growth is around 16%. Can y’all judge it and give me your opinions?
Honestly, I’m not really sure what I’m doing yet. This portfolio is mostly what Robinhood suggested, with a few tweaks I made myself. I’m trying to learn as I go and start early, but I don’t know if this is too risky, too complicated, or just straight-up bad.
Should I be focusing more on ETFs instead of individual stocks? Is this too much overlap? I've heard alot about VOO on this subreddit
Heres a chart I made of my portfolio for yall to judge
|**ETF**|**$ Amount**|**% of Portfolio**|**Factor / Tilt**|**Role in Portfolio**|
|:-|:-|:-|:-|:-|
|**IVV**|$81.27|35.2%|Broad Market (Large-Cap Blend)|Core U.S. growth engine; S&P 500|
|**BND**|$49.31|21.4%|Bonds (Stability)|Volatility reduction, emotional safety|
|**VEA**|$37.75|16.4%|Broad Market (Intl Developed)|Global diversification outside the U.S.|
|**GLTR**|$14.68|6.4%|Real Assets / Inflation Hedge|Crisis & inflation protection|
|**SPMO**|$13.32|5.8%|Momentum|Tilts toward trending, high-performing stocks|
|**SPHQ**|$12.44|5.4%|Quality|Tilts toward profitable, low-debt companies|
|**VWO**|$11.15|4.8%|Broad Market (Emerging Markets)|Higher-growth global exposure|
|**VB**|$10.85|4.7%|Size (Small-Cap)|Long-term growth potential|