Are my foreign holdings sufficient or need modification? I recently did some rebalancing after turning 38. In my Roth 401k of 280k, I picked the foreign fund with the lowest ER. I chose each of the 3 US index funds to account for all company sizes of the market.
I currently have 55% in an S&P 500 index fund, 10% in a 0.03ER US mid-cap blend index fund, 5% in a 0.02ER US small-cap blend index fund, and 30% in a 0.06ER foreign large blend "NT Collective ACWI ex US IMI DC NL CT". It's inception was 4/2025 so not much data to look at.
The other foreign options are a foreign large growth "Great Gray Trust EUPAC CL CT" with 0.4ER and Foreign small/mid growth "T. Rowe Price International Discovery I
TIDDX" with 1.08ER.
In addition, I have a Roth IRA of 360k with 65% VTI, 15% VXUS, 10%AVDV.