Hi all, i'm in my late 20s, full‑time job, finally ready to start long‑term ETF investing.
Plan is to begin with €10K and add €1K/month. I want to spread across multiple brokers for risk mitigation (e.g. in EU most brokers are insured for €20K in case something fails).
Thinking about this allocation:
* 40% Vanguard FTSE All‑World (VWRL)
* 40% iShares Core MSCI World (IWDA)
* 20% Euro bonds
I know the classic “time in the market > timing the market,” but I’m hesitating because I haven’t done much research on current market sentiment. Before I jump in:
**Is there any reliable website or indicator you use to check general market sentiment?**
Not trying to time the market perfectly — just want to sanity‑check before deploying the initial starting capital.
Curious to hear your perspectives.