I’m 30 y/o and recently quit my job and plan to take a career break for the next 5 years. I used to put in $1000 every month into my individual brokerage account mostly VOO while working. I have about $150,000 mostly in my HYSA which I pull to use for my expenses. What are some ways to maximize my investment so that I don’t have to use as much of my $150,000? Should I continue to invest $1000 each month into VOO even if VOO has gone up over $100 since my last buy? Should I wait until it drops? FYI, my current expenses are minimal, around $300-$500/month.