I’m 26 years old in grad school. My portfolio is made up of a weekly ROTH contribution that looks like this:
1. SCHG - 26$
2. Tesla - 19$
3. Amazon - 10$
4. QQI - 10$
5. Microsoft - 9$
6. Visa - 9$
7. Palantir - 8$
8.Microstrategy - 5$
9. Nividia - 5$
10. ASML - 5$
11. VTI - 5$
12. CIBR - 5$
13. Cash - 12$
Total allocated weekly 113$ with 12$ cash reserve (roughly 10%)
I had to pause my contributions over the summer as I was saving for equipment I needed for school. With that pause I had 2,750$ left over for the 2025 fiscal year. I have already caught back up and contributed that money to my Roth making it the 2nd time I maxed it out in a row! Super pumped but now I have questions as to how I will bleed this extra money into the market while still contributing my automatic buys for 2026 fiscal year. My plan is listed below:
I want to bleed extra money into the market over a span of 6 months or 26 weeks
2,750 total “extra” contributions
250$ cash reserve
2,500$ stocks
2,500 / 26 =96.154 extra a week I have to allocate
My top conviction plays in my opinion are
1. Tesla
2. SCHG
3. Microsoft
4. Microstrategy
5. VTI
My question is how I should allocate the extra money? I have an idea of splitting it between the 5 companies but want an outsiders opinion.
Personally with those 5 plays I would add (EXTRA)
1. 25$ to Tesla
2. 20$ to SCHG
3. 20$ to Microsoft
4. 15$ to Microstrategy
5. 16$ to VTI
Or something like that. What’s the move chat?