What do you do for short term investments?

Hi all, Have been following this subreddit for some time and really appreciate this community. I’ve been diligently DCAing in index funds for my retirement accounts. I’m wondering what the community does for short term horizons? For example, I’m thinking about setting aside $X for a discretionary fund, which I’d use to pay for travel etc for 2026. Initial thoughts here are to just put the funds in VOO, spend whatever is needed, and then just sell and replenish the checking account after 12 months (long term cap gains). I’d just like to poll the community as I’m sure some folks have had strategies they’ve embraced over time. Thanks!