About a year ago I read common sense investing and that introduced me to sp500 or VOO. I later turned 18 I dumped all my cash into a 1 fund portfolio that was just VOO. Now a couple months later I realize the importance of international diversification being free lunch and compensated vs uncompensated risk (shoutout Ben Felix). Fortunately I’ve only been invested for a couple months so the tax loss is negligible if I decide to swap. From what I understand VT is just VTI/VOO + VXUS but it auto adjusts which means I don’t gotta do nothing. Would like to hear your opinions!
Current stats: 18 years old, \~10k in VOO, investment horizon of 40+ years