Late to the game @44 and trying to figure this all out. What are your thoughts?
401k
45% FXAIX (fidelity 500 index fund)
20% VSMAX (small cap index fund)
20% VIGAX (growth index fund)
15% FSPSX (international fund)
Roth IRA with Robinhood (planning on transferring when I accumulate a lot of funds - I like how easy it is to use and they match 3%)
45% QQQM (nasdaq 100 etf)
35% VGT (tech heavy)
20% VOO (large cap s&p 500)