I have 12 k in my HYSA and was wondering if I should max it out this year’s contribution instead of keeping it in the HYSA.
I currently have a part time job for pocket money/ gas money, no bills to pay (as thankfully my parents are covering for me).
Any advice would be greatly appreciated.
Edit: I also would like to mention that I have no clue what I am investing in (i am very new to investing) but have most of my portfolio invested on: vti, vug, voo, qqq, qqqm, ai related stocks… if anyone have any suggestions or inputs on the portfolio side as well, please feel free to share!