Howdy all,
To begin the year, doing a review of the family's investment profile and looking for pointers. 48M and 43F, both actively working and trying to do our best to invest for long term prosperity, mostly focused on growth via ETFs / mutual funds, with small dashes of some dividend yielding stocks / reits.
Looking to choose some new additions in 2026 and curious aside from keeping in growth mode or shifting to dividends slowly but surely.
The breakdown I chalked up from various taxable / tax advantaged accounts, I have the following to mull over...
* Taxable vs retirement:
* 39% taxable
* 61% retirement
* Across all those, ratio of holding types:
* 95% equities
* 5% cash / treasuries
Separate from that is emergency fund and primary residence.
Let the critiquing / discussion begin (if this is not boring or out of suitable questions).
Thx in advance!