Currently, I have 60/20/20 in US/int'l/bonds. I'm 52 and I'm taking a 2/3 paycut with a new job next month.
Capital preservation is what I'm thinking, and I want to go 70/30 US/Bonds for next year or two since if there is a downturn, I'll be minimally exposed.
Year 2, I'll be at 2/3 income, and year 3-5 there's a possibility that I'll be at 150% of current income. After year 1, I'll rebalance to a more "traditional" 3-fund scheme.
Am I being bogle-ish?
Thoughts?