If not retiring before 59.5, should I still keep contributing a lot to my taxable brokerage account (after maxing out all the tax-advantaged accounts & the emergency fund)?
u/carbsaredangerous ·
Reddit — r/Bogleheads
· January 02, 2026 at 20:06
· ⬆ 1 pts
· 💬 63 comments
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If not retiring before 59.5, should I still keep contributing a lot to my taxable brokerage account (after maxing out all the tax-advantaged accounts & the emergency fund)? What if it grows to a lot? Can that hurt me in any way?
To phrase it differently, does putting a ton into your taxable brokerage account a good idea if you are not retiring before 59.5?
(I feel like this might be a dumb question but I started learning about investing early December 2025 so still fairly new to this world.)