So getting a chunk of money, and I was thinking of putting it into a HYSA and letting it just add up, and also occasionally adding to it, but it's not for any specific need for the near future. But been seeing many consider doing SGOV or alternatives instead and use that like a HYSA since the interest may not change as much as a regular savings account that could start at 4.0% but then end up at like 1% later.
Does anyone have some possible suggestions on whether this is a good idea, or if other bond funds are better? As I said, for now, I do not require the money for anything coming up, and hoping to let it just grow.