Happy New Year to all. I am planning to sell all of my American funds I have been contributing towards for the last 10 years, about $35-$50 a month for the 10 years in each fund. I wish I had never bought these things, (high expense ratios load fees etc when I could have been investing in more tax efficient funds but live and learn) and the rest is a story for another day, HA. There are 6 funds. I have already sold $45,000 of them in 2025 but am waiting to do the other $80,000 this calendar year to spread out the large sum I will need to pay the IRS over multiple years. I think I understand the capital gains tax of 15% being applied. I'm in the 15% bracket I believe it will be roughly $25,000 in capital gains, leading to approximately $3,800 in capital gains tax at 15%. I have been trying to research but am having a bit of difficulty understanding the different cost basis methods I am offered. I believe I utilized MINTAX for the $45,000 transaction in 2025. Are there major differences between HIFO FIFO and MINTAX? Does anyone know? Are my capital gains calculations correct? I'm sorry if it seems elementary, I just want to be sure I'm not missing something huge. Thank you in advance.