This is my wake up call. I went to check my returns in my brokerage account and they are all over the place due to me buying and selling, trying to time the market. I then go look at my 401k and see it went from 22k to 40k without me adding to it at all (since it is an old 401k from a previous job and is now a rollover ira).
I am dumbfounded that if i just invested the money in a brokerage account and never touched anything, i would have such a higher return. I am not touching a single investment this year. 100% VTI. i am 26 so i have time to let it compound. I wish I could do it all over again, but I can use today to change my future now.