Hey everyone — I’m building a long-term “set and forget” monthly DCA plan and I want to keep it simple but extremely diversified.
My goals:
* Invest monthly for 10+ years
* Diversification (global exposure, reduce risk)
* Low maintenance / easy to stick with
* Not chasing short-term performance — I just want a solid long-term plan
I’ve been looking at ETFs like VT, VTI, VXUS, VOO, VWO, VYM, QQQ, but I’m worried about overlap and overcomplicating things.
Question:
If you had to recommend ETFs for someone like me (long-term DCA, wants broad diversification and simplicity), what would your 3 be — and why?
Appreciate any feedback — I’m trying to build something I can stick to through bull and bear markets.