Many retail investors are advised to focus on SIP discipline and ignore market timing completely. But in reality, Indian markets go through long cycles of volatility, corrections, and macro-driven moves.
For someone investing over 10–20 years, how important has SIP discipline been compared to adjusting investments during extreme market conditions? Have you personally benefited more from staying consistent, or from selectively timing entries and exits?
Looking forward to hearing real experiences rather than textbook answers.