Health Insurance Premium Bomb...Tax Saving Tips? 26.05.29.

Summary

Kim Ji-yeon, a tax accountant from NH Investment & Securities, explains how financial income over 20 million KRW triggers comprehensive taxation and higher health insurance premiums. She details various tax-saving products including Brazilian bonds, gold accounts, infrastructure funds, high-dividend stocks, and ISAs that can help investors manage their tax burden. The segment also covers rules for health insurance premium calculation and strategies for portfolio adjustment.

• Financial income threshold of 20 million KRW for comprehensive taxation and health insurance.
• Health insurance premiums calculated at 8.13% on financial and other income.
• Brazilian bonds offer tax-free interest and capital gains.
• Gold accounts provide capital gains tax exemption.
• Public offering infrastructure funds provide separately taxed dividends.
• High-dividend stocks can also be separately taxed.
• ISA accounts offer tax benefits including 9.9% separate taxation and no health insurance premium on income.
• 10-year long-term holding deduction for single-home owners may be reduced.