Brad Garlinghouse Says Stablecoin Market Cap Will Hit $3 Trillion by 2031

Summary

Ripple CEO Brad Garlinghouse discusses the regulatory landscape, including the CLARITY Act, Ripple's M&A strategy, and predicts stablecoin market cap will reach $3 trillion by 2031. He expresses bullishness on XRP despite recent underperformance and outlines the opportunity to move traditional payments on-chain.

• Brad Garlinghouse predicts stablecoin market cap will hit $3 trillion by 2031.
• He emphasizes the need for the CLARITY Act to provide legal clarity for digital assets.
• Ripple's acquisitions aim to bring non-crypto companies on-chain, including the $4.2 billion Equinity deal.
• Ripple Treasury (formerly G Treasury) processed $13 trillion in payments last year, none on-chain.
• Garlinghouse expects 30% of those payments to move on-chain within five years.
• He is bullish on XRP, citing growing on-chain activity and community strength.
• He acknowledges XRP's recent underperformance but advises patience over the next year.
• No imminent IPO for Ripple; focus is on integrating recent acquisitions.