AL ALL The Allstate Corporation Loading... : Bullish and Bearish Analyst Opinions

Policy retention dropped to 88% and policies in force fell 1.7% even as average premium per policy rose 8.1%, indicating that Erie is successfully raising prices but losing customers to more competitive alternatives in a market where broader rate increases are hitting consumer behavior. — This signals a price-elasticity inflection in personal auto insurance that could pressure the whole industry's retention economics as consumers shop for cheaper options.