Jose Fernandez da Ponte 0.9 1 idea

PayPal is "doubling down" on integrating stablecoins (PYUSD) into their payments platform, moving beyond simple trading to "application and actual utility" in global commerce. Most stablecoin volume today is for crypto trading. PayPal's bet is that the next growth phase is "invisible" plumbing for cross-border remittances and merchant payments. If successful, this unlocks a high-margin, 24/7 operational layer for PayPal's existing massive user base. Long PYPL as a play on the commercial utility of stablecoins. Adoption is "not going to be instant" and relies on product-market fit in payments, which has historically been slower than trading speculation.