Christina Ferrell 0.3 1 idea

Reports of "downed trees," "stuck vehicles," and "power outages." The snow is heavy/wet, and winds reached 60 mph. The combination of heavy snow load on roofs/trees and high winds is the perfect storm for property damage claims (homes and autos). Insurers with heavy Northeast exposure will see a spike in loss ratios for this quarter. SHORT. Claims frequency will exceed seasonal averages. Insurers may have already priced in winter storm risks.