Vishal Garg

Better (BETR) is misunderstood by the market as a traditional refinance mortgage business that depends on falling interest rates. The company has transformed into an AI platform that modernizes the entire mortgage and home equity industry, with a structural cost advantage, a rapidly growing platform business serving partners like Coinbase and Credit Karma, and partnerships with Sky for tokenized mortgages. The CEO believes the stock is significantly undervalued and is personally buying it.