PYPL - Is this old memo from Howard Marks relevant?

For all those PYPL bagholders (myself included), i stumbled across this memo by Howard Marks with regards to when to sell and thought it is much applicable / apt to paypal's stock price situation imo. Selling Out | Jan 13, 2022 https://www.oaktreecapital.com/insights/memo/selling-out I personally find the recent disastrous sell off quite understandable as a knee-jerk reaction, but to me it seems overdone. There's still much potential for the company to make a turnaround, and on balance the positive factors outweigh the negatives. Although how much the scales tip is debatable. Not financial advice.