TR TRU TransUnion 로딩 중... : 애널리스트의 강세 및 약세 의견

JP Morgan, TD Cowen, RBC, Jefferies, Piper

Equifax sells bureau data to TransUnion; weakness there may indicate shifting demand from peers.

FICO's direct licensing program is nearing live status with multiple resellers, with one large reseller completing production integration testing and another close behind. — The direct licensing program may shift revenue from credit bureaus to FICO, potentially impacting bureaus' mortgage-related revenue.

Equifax's Twin indicator (linking employment data to credit files) is being offered at no cost to differentiate the credit file and drive share gains, with early adoption in mortgage and auto, and planned expansion into all verticals. — This unique data advantage locks in customers and makes Equifax's credit file stickier, potentially taking share from TransUnion and Experian.