Corpay delivered a strong Q4 2025, with record earnings and 11% organic growth, and provided an upbeat 2026 outlook with 22% EPS growth. The company highlighted successful integrations of recent acquisitions (Alpha, Avid) and early wins with the MasterCard partnership, driving cross-border growth. Q4 revenue $1.248B (+21% YoY), EPS $6.04 (+13% YoY); full-year revenue $4.528B (+14%), EPS $21.38 (+12%).
Corpay delivered a strong Q4 2025, with record earnings and 11% organic growth, and provided an upbeat 2026 outlook with 22% EPS growth. The company highlighted successful integrations of recent acquisitions (Alpha, Avid) and early wins with the MasterCard partnership, driving cross-border growth. Q4 revenue $1.248B (+21% YoY), EPS $6.04 (+13% YoY); full-year revenue $4.528B (+14%), EPS $21.38 (+12%).
Corpay delivered a strong Q4 2025, with record earnings and 11% organic growth, and provided an upbeat 2026 outlook with 22% EPS growth. The company highlighted successful integrations of recent acquisitions (Alpha, Avid) and early wins with the MasterCard partnership, driving…
Guidance · revenue to $5.265B
2026 guidance: Revenue $5.265B (+16%), EPS $26.00 (+22%), driven by 10% organic growth and accretive acquisitions.
Corporate payments organic growth of 16% in Q4, driven by cross-border and payables.
Management discussed AI initiatives including conversational AI pilots in client UIs, AI agents to reduce live agent expense in lodging, and AI to speed merchant matching for payables sales. They noted they have 'gotten religioned around AI' and consider it a key priority for 2026.
Management provided strong 2026 guidance (22% EPS growth) driven by fundamentals, acquisitions, and favorable macro, showing high confidence in future performance.
Management expressed strong confidence in 2026 guidance, highlighted overperformance in Q4, robust sales growth, and positive strategic developments, while acknowledging some challenges in specific segments.
“We have logged our first joint sale... we now have a second sale. But more importantly, it's a crazy pipeline... 50 to 70 in process, you know, opportunities.”
“So to me, what was so great is the people, particularly the salespeople, have embraced some of the stuff that we bring to them and just went running out and got a bunch of business closed.”
“I do feel like the banks there are getting weary from some market feedback. So that could be the next domino to fall there is people think they could beat us by being free and they haven't.”
“Margins climb like crazy sequentially, you know, pretty fixed cost base once we make the sales investment”
| 지표 | 기간 | 범위 | 중간값 | 상태 |
|---|---|---|---|---|
| EPS | FY2026 | $26.00 | $26.00 | INITIATED |
| EPS | FY2026 Q1 | $5.45 | $5.45 | GUIDED |
| Revenue | FY2026 | $5.265B | $5.265B | INITIATED |
| Revenue | FY2026 Q1 | $1.21B | $1.21B | GUIDED |
| 제시 시점 | 지표 | 목표 기간 | 가이던스 | 실제 | 결과 |
|---|---|---|---|---|---|
| FY2026 Q1 | EPS | FY2026 Q2 | $6.55 | $7.00 | Met / beat |
| FY2026 Q1 | Revenue | FY2026 Q2 | $1.295B | $1.3388B | Met / beat |