u/MadManCrow ·
Reddit — r/investing
· August 13, 2026 at 13:39
· ⬆ 21 pts
· 💬 9 comments
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Hello, I'm a 22 yo guy from central Europe who's trying to spare money for the future/pension. I currently put around 800€ aside per month and I'm dividing it like this: 50% to savings account (to have some immediate money ready when something happens), 30% S&P 500 (Acc) and 20% FTSE All-World (Acc).
I know the All-World one includes basically whole S&P so I want to either sell it and put all in S&P or find some other ETF/IDX, which helps me diversify the 50% I'm putting in the trading.
What would you recommend in general?