Weighing MSFT plays, straight shares or a long call

Got a chunk of cash I'm looking to put into MSFT and I'm going back and forth between two approaches First route is the simple one, grab 100 shares at around 44k, own the stock outright, collect whatever dividends come my way The other idea grabbing my attention is a LEAP, specifically a June 2028 call with a 250 strike, runs about 210 per contract so roughly 21k for one. Way less capital tied up but obviously no dividends and theta's always ticking The premium seems reasonable for that much time value but I'm wondering if the leverage is actually worth it here or if I'm overcomplicating something that should just be a straightforward buy and hold Curious how others would approach this kind of setup