Calls
1
u/SpareSniper7
Reddit r/ValueInvesting
Win Rate
100.0%
return
+33.8%
Loading charts...
Ticker
Side
Mentions
First Call
Call Price
P&L
Thesis
Theme
Source
Long
May 26
$44.18
+33.8%
PayPal generates $6.4B in annual OCF, returns $6B via buybacks, and trades at $45 (46% discount to FY2026 intrinsic value). The market prices only the legacy wallet decline, ignoring Venmo ($1.7B rev, 20% growth), advertising platform, BNPL (better unit economics than Affirm), PYUSD, and Google partnership — all with upside not in models. Core business provides downside protection; growth drivers offer asymmetric upside, targeting 22% 5-year CAGR. Continued share loss to Apple Pay/Shop Pay, failure to monetize Venmo users (33M unconverted), regulatory clampdown on BNPL, or macro slowdown hurting transaction volumes.
PayPal generates $6.4B in annual OCF, returns $6B via buybacks, and trades at $45 (46% discount to FY2026 intrinsic value). The market prices only the legacy wallet decline, ignoring Venmo ($1.7B rev, 20% growth), advertising platform, BNPL (better unit economics than Affirm), PYUSD, and Google partnership — all with upside not in models. Core business provides downside protection; growth drivers offer asymmetric upside, targeting 22% 5-year CAGR. Continued share loss to Apple Pay/Shop Pay, failure to monetize Venmo users (33M unconverted), regulatory clampdown on BNPL, or macro slowdown hurting transaction volumes.
Payments & Fintech
Showing 1 of 1 calls · sorted by mentions
Choose a mentions count to open ticker posts.
u/SpareSniper7 has 1 trade ideas tracked on Buzzberg across 1 tickers since May 2026. Most covered: PYPL.
