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12:45
May 06 ◎

JKHY FY2026 Q3 Watch

Jack Henry & Associates, Inc. (JKHY) FY2026 Q3 Earnings Call

V GOOGL MSFT ANTHROPIC JKHY ▾

Greg Adelson

Management dismisses Visa's Pismo as a headless core that lacks full functionality, indicating limited competitive threat to Jack Henry's core business.

"Pismo is not a full core... But there isn't any true deposit capabilities or lending capabilities in PFO today, and I validated that with Visa."

V WATCH

Greg Adelson

Jack Henry leverages Google's Gemini as an internal AI tool, indicating a partnership for productivity but not a direct revenue driver for Google.

"AI tools are approved for internal use, ranging from general productivity platforms such as Gemini and Copilot"

GOOGL WATCH

Greg Adelson

Jack Henry uses Microsoft's Copilot as an internal AI tool, indicating a partnership for productivity but not a direct revenue driver for Microsoft.

"AI tools are approved for internal use, ranging from general productivity platforms such as Gemini and Copilot"

MSFT WATCH

Greg Adelson

Jack Henry is actively engaged with the industry and Anthropic-related discussions around Claude (Mythos), suggesting a collaborative approach to AI security.

"So, we've been, you know, heavily involved ever since it came out. So, I actually did a call with a lot of our competitors and others with the head of cybersecurity in Washington."

ANTHROPIC WATCH

Mimi Carsley

Jack Henry raised full-year revenue and margin guidance, reflecting strong sales momentum and market share gains, with a confident outlook for FY27.

"Based on the strong year-to-date results, we have tightened the range of non-GAAP annual revenue growth guidance, resulting in a new outlook of 6.6% to 7.1%."

JKHY WATCH

HIGH

13:45
Feb 04 ◎

JKHY FY2026 Q2 Watch

Jack Henry & Associates, Inc. (JKHY) FY2026 Q2 Earnings Call

STRIPE XYZ JKHY ▾

Greg Adelson

Jack Henry's new Tap to Local solution, a merchant acquiring tool, is being rolled out at a rapid pace, with 400 clients already live and plans for 100-150 more per month, representing a fast, new revenue stream. — The rapid rollout and market reception of this differentiated SMB solution could allow Jack Henry's bank and credit union clients to win back deposits from fintech competitors like Stripe and Square.

"First of all, stripe and square are taking deposits away from our institutions, and they're not getting them back because then they're lending to them or they're doing other things."

STRIPE WATCH XYZ WATCH

Mimi Carsley

Management is raising full-year margin expansion guidance due to strong first-half results and a robust demand environment, along with continued operational leverage.

"Based on the above revenue growth in our resilient financial model, we expect to gain, again, generate sustainable accretive sources of margins. We're increasing full-year guidance for non-GAAP margin expansion to a range of 50 to 75 basis"

JKHY WATCH

HIGH

13:45
Nov 05 ◎

JKHY FY2026 Q1 Watch

Jack Henry & Associates, Inc. (JKHY) FY2026 Q1 Earnings Call

V MA ANDURIL JKHY ▾

Greg Adelson

Management is using Visa's debit rail network to launch its Rapid Transfers product, indicating a deepening partnership that could drive incremental transaction volume for Visa.

"We are collaborating with both Visa and MasterCard to facilitate these transactions through their respective debit rails."

V WATCH

Greg Adelson

Similar to Visa, MasterCard's debit rail is integral to Jack Henry's new Rapid Transfers product, potentially increasing transaction volume on MasterCard's network.

"We are collaborating with both Visa and MasterCard to facilitate these transactions through their respective debit rails."

MA WATCH

Greg Adelson

The mention of USDC (a stablecoin) is related to blockchain technology, and it is inaccurate to associate this with Anduril, a defense company. This is a false association and should be disregarded.

"We just completed a proof of concept in less than two weeks to allow financial institutions to send and receive USDC."

ANDURIL WATCH

Mimi Carsley

Management's guidance is upbeat, with raised revenue and margin forecasts, indicating confidence in the company's growth trajectory despite some headwinds.

"Based on the above revenue growth and our resilient financial model, we expect to again generate sustainable accretive sources of margins. We are increasing full-year guidance for non-GAAP margin expansion to a range of 30 to 50 basis"

JKHY WATCH

HIGH

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