Trump Jr. calls banking a 'Ponzi scheme' that forced family to create crypto business
Original source ↗  |  February 18, 2026 at 12:22 UTC  |  Finnhub - COIN
Speakers
CNBC

Summary

  • Donald Trump Jr. stated the Trump family's crypto venture, World Liberty Financial, was created "out of necessity" after their organization was "debanked" following the events of Jan. 6, 2021.
  • The venture is framed as a politically motivated alternative to the traditional banking system, which Trump Jr. labeled a "Ponzi scheme," aiming to create a financial ecosystem resistant to "cancel culture."
  • The project is attracting both high-level political controversy and mainstream financial interest. Sen. Elizabeth Warren criticized a reported $500 million investment for a 49% stake by an Abu Dhabi royal, while Goldman Sachs CEO David Solomon attended the venture's launch event.
  • The core business appears to be focused on stablecoins and providing financial services like loans, aiming to "democratize" finance for those who may be excluded from traditional banking.

=== MARKET IMPLICATIONS === - For the Crypto Sector: This news signals a deeper politicization of the cryptocurrency space. The emergence of a high-profile, politically-aligned financial entity could attract a new user base motivated by ideology, but it could also alienate others and invite intense regulatory scrutiny on all crypto players, especially concerning ties to politically exposed persons (PEPs) and foreign entities. - For Coinbase (COIN): The launch of a well-funded and politically connected competitor like World Liberty Financial represents a potential long-term threat. While Coinbase has a significant first-mover advantage and brand recognition, a platform that explicitly caters to an "anti-cancel culture" demographic could carve out a meaningful niche, potentially eroding COIN's market share over time. This introduces a new competitive risk factor for COIN's valuation. - For Traditional Banks (e.g., JPM, GS, BAC): The rhetoric, while aggressive, highlights a growing narrative of political bias in banking. This could accelerate the development of parallel financial systems and create reputational headwinds for major banks. The presence of Goldman's CEO at the event suggests that Wall Street is at least monitoring, and potentially willing to engage with, these emerging alternative platforms.

Trade Ideas
Ticker Direction Speaker Thesis Time
WATCH CNBC The family of the sitting US President has launched a well-funded crypto venture, World Liberty Financial, which has already attracted a reported $500 million investment. It is explicitly positioned as a competitor to the existing financial system, including established crypto platforms. The emergence of a politically powerful and well-capitalized competitor introduces a new and significant long-term competitive threat to Coinbase (COIN). This new entity could leverage its political influence for favorable regulatory treatment and capture a specific, politically-motivated segment of the market, potentially pressuring COIN's user growth and market share. This news increases the competitive risk and uncertainty surrounding Coinbase's future growth trajectory. While the immediate financial impact is negligible, the strategic threat is notable. A "WATCH" position is warranted to monitor the traction of World Liberty Financial and any potential shifts in the regulatory landscape that could favor this new competitor. The Trump-led venture could fail to gain significant user adoption or become mired in its own legal and political controversies, rendering it an insignificant competitor. A strong bull market in crypto could lift all assets, including COIN, irrespective of this new competitive threat.