Affirm Stock Stuck Below $54 After Death Cross — More Downside Ahead?
Original source ↗  |  February 18, 2026 at 09:52 UTC  |  Finnhub - AFRM
Speakers
Benzinga

Summary

  • Affirm (AFRM) has formed a bearish "Death Cross," where its 50-day moving average has crossed below its 200-day moving average, signaling a significant negative shift in long-term momentum.
  • The stock is currently trading below the critical resistance level of $54.32. This level, previously support, is now acting as a ceiling, confirming that sellers are in control of the near-term trend.
  • Key support is identified at the $50 psychological level. A decisive break below this could lead to further downside toward the next major support area near $47 (the lower Bollinger Band).
  • While the Relative Strength Index (RSI) is near 30, indicating the stock is approaching oversold territory, the overall technical picture remains vulnerable unless AFRM can reclaim the $54 level.

=== MARKET IMPLICATIONS === - The technical analysis presented is strongly bearish for AFRM. The combination of a Death Cross and rejection at a key resistance level suggests the path of least resistance is lower, and the stock may experience further selling pressure or an extended period of consolidation. - As a leader in the "buy-now, pay-later" (BNPL) space, pronounced technical weakness in AFRM could negatively impact sentiment for the broader fintech sector, especially for other high-growth, high-beta names. - A contrarian view could argue that the Death Cross is a lagging indicator and the oversold RSI reading could signal a potential for a short-term bounce. However, the article emphasizes that a reclaim of the $54.32 resistance is necessary to invalidate the bearish thesis.

Trade Ideas
Ticker Direction Speaker Thesis Time
SHORT Benzinga AFRM's chart has confirmed a bearish "Death Cross" (50-day moving average crossing below the 200-day). The stock has been repeatedly rejected at the $54.32 resistance level. These technical events signal that momentum has decisively shifted in favor of sellers. The failure to reclaim former support, which has now become resistance, indicates weakening buyer conviction and creates an opportunity for a short trade targeting lower support levels. This is a short trade on AFRM based on the bearish technical setup. The thesis anticipates a break below the immediate $50 support level, with a potential move down to the next technical support identified near $47. The primary risk is a reversal driven by the near-oversold RSI reading (around 30), which could trigger a short-term relief rally or a short squeeze. The trade would be invalidated if the stock were to decisively reclaim the $54.32 resistance level.